Even though having motorcycle insurance is mandatory and considered almost as important as wearing a helmet, the truth is, many bikers don’t have insurance. It goes without saying that riding without insurance can get you into legal trouble – but it can also get you into financial trouble in the case of an accident.
It is important for bikers to realize that insurance is more than just a legal requirement and how crucial it can become in the case of an accident – especially when someone is injured. If you are at fault, your policy will protect you from liability claims and legal fees up to the limits of your policy.
Motorcycle policies can be customized, just like automobile policies, to fit your needs. For instance, you can carry coverage that provides for the total replacement of your bike in the case of an accident or add comprehensive coverage that will cover your vehicle in case of damage caused by causes “other than collision.” This includes damage caused by animals, weather, and most importantly, it will protect you in case your bike is stolen.
The best motorcycle insurance policy for your situation is one that strikes a balance between optimum coverage and what you can afford while staying within your budget. Speaking with a motorcycle insurance specialist from Save-A-Lot is an excellent way to come up with the perfect policy for you and your needs.
Lowering Your Motorcycle Insurance Costs
At Save-A-Lot, we offer cheap insurance in Peoria and provide inexpensive options for all levels of motorcycle coverage. Whether you are looking for SR-22 insurance or you want a comprehensive policy that will guarantee your bike will be replaced no matter what happens to it, we have a solution for you.
If you are a cautious driver who has never been involved in an accident or received a moving violation, you are likely to qualify for a cheaper rate. Additionally, there are certain things you can do to get a cheaper insurance rates, such as enrolling in a safety course or raising your deductible. You may also be eligible for discounts if you belong to certain organizations or are an older rider who has a proven safety record.
You can also select the right motorcycle models to cheapen your insurance rate. Sports bikes are more expensive to insure because they involve more risks whereas a non-sport model might be a better alternative to ensure you get a cheaper insurance rate. If you are in the market for a motorcycle and want a cheaper insurance rate, you might want to first check into the costs of insuring various models.
Reach Out to Us Today
If you own a motorcycle and you are currently uninsured, or you’re just looking for a better deal, give us a call at (309)-589-1000 and we will provide you with a quote. You won’t be disappointed!